FINANCING AND REAL ESTATE NETWORKING profile picture

FINANCING AND REAL ESTATE NETWORKING

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About Me

!! I AM A LOAN OFFICER FOR A NATIONWIDE LENDER FIRST FINANCIAL EQUITIES, INC. (WWW.FIRSTFI.COM). FIRST FINANCIAL WAS INCORPORATED IN 1991. IT'S HEADQUARTERS IS IN TEANECK, NEW JERSEY. THE CEO OF FIRST FINANCIAL IS DAVID SADEK. MR.SADEK HAS BEEN A VETERAN IN THE MORTGAGE INDUSTRY FOR OVER 20 YEARS. ___________________________________________________________F IRST FINANCIAL EQUITIES, INC. IS ONE OF THE LARGEST INDEPENDENT MORTGAGE BANKERS IN THE TRI STATE AREA. ALTHOUGH HEADQUARTERED IN NEW JERSY, FIRST FINANCIAL MAINTAINS OFFICES ACROSS THE NATION AND HAS THE ABILITY TO UNDERWRITE MORTGAGES THROUGHOUT THE COUNTRY. FIRST FINANCIAL EQUITIES, INC. IS A MEMBER OF THE PRESTIGIOUS MORTGAGE BANKERS ASSOCIATION OF AMERICA. ___________________________________________________________O NE OF THE KEY BENEFITS OF FIRST FINANCIAL EQUITIES, INC. IS IT'S COMMITMENT TO SERVICE WITH IT'S STREAMLINED PROCESSING AND IN HOUSE UNDERWRITING AS OPPOSED TO STANDARD BANKS' OPERATING PROCEDURES. FIRST FINANCIAL EQUITIES, INC. OFFERS SERVICE WHICH IS VERY UNIQUE IN THE INDUSTRY. ___________________________________________________________ View full size ___________________________________________________________I , BEING A DEDICATED AND DETAIL ORIENTED FIRST FINANCIAL LOAN OFFICER, RESPOND TO THE INITIAL INQUIRY FROM THE APPLICANT OR YOUR CLIENT. IT IS THEN MY RESPONSIBITILY (AS THE LOAN OFFICER) FOR THE APPLICATION UP TO AND INCLUDING THE CLOSING PROCESS. THIS ELIMINATES THE NEED FOR THE APPLICANT (OR YOUR CLIENT) TO TOUCH BASE WITH THE VARIOUS DEPARTMENTS THAT PROCESS THE PAPERWORK. I PERSONALLY MONITOR THE PROGRESS FROM BEGINNING TO END. THIS PROCEDURE ALSO AVOIDS RED TAPE AND SPEEDS UP THE PROCESSING INVOLVED. ___________________________________________________________F IRST FINANICAL ALSO MINIMIZES YOUR TIME AND MAXIMIZES YOUR PROFITS BUY USE OF OUR VERY UNIQUE SYSTEM (FF-APP) FIRST FIANANCIAL EQUITY'S APPLICATION SEARCH ENGINE. IT ALLOWS US TO GAIN ACCESS TO LITERALLY HUNDREDS OF MORTGAGE PROGRAMS AND A DATA LIBRARY SECOND TO NONE. BY USING THE SPEED AND CONVENIENCE OF THE INTERNET I CAN GUARANTEE YOU THE LOWEST RATES POSSIBLE, PRE-QUALIFY AND FULLY PRICE ANY SEARCH IN A MATTER OF SECONDS. ALSO AS A RESULT, FIRST FIANANCIAL EQUITIES, INC. CAN CLOSE LOANS AT A MUCH QUICKER PACE THAN NORMAL BANKING CHANNELS. WE OFFER GUARANTEED LOAN APPROVAL WITHIN 48 HOURS. ___________________________________________________________A S A MATTER OF STANDARD BUSINESS PRACTICE, WE AT FIRST FINANACIAL EQUITIES, INC. OFFERS THE MOST COMPETITIVE RATES AVAILABLE ON THE MARKET. THE APPLICANT OR YOUR CLIENT WHO, FOR ANY NUMBER OF REASONS, DOES NOT FIT THE CRITERIA OF A BANK'S "IDEAL BORROWER", WILL HAVE HIS APPLICATION REJECTED UNDER NORMAL BANKING PROCEDURES. THIS REJECTION RESULTS IN VALUABLE LOST TIME AS THE BORROWER HAS TO REAPPLY AT ANOTHER FINANCIAL INSTITUTION, CAUSING DELAYS IN THE HOME BUYING PROCESS. OFTEN DELAYS CAUSE THE DEAL TO FALL THROUGH DUE TO CONTRACTUAL CONSIDERATIONS. THE CLIENT WILL ALSO HAVE TO PAY ADDITIONAL FEES TO THE SECOND BANK. WORKING WITH ME AND FIRST FINANCIAL, THE LOST TIME AND REPEAT CHARGES ARE AVOIDED AS OUR EXTENSIVE BANKING RESOURCES ALLOW FOR GREATER FLEXIBILITY IN APPROVING LOANS AND CUSTOMER SERVICE SECOND TO NONE. ___________________________________________________________ ___________________________________________________________
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My Interests

THE HOMEOWNER ___________________________________________________________ ___________________________________________________________ FIRST FINANCIAL IS MORE THAN A BILLION DOLLAR MORTGAGE BANK. WE OFFER A FULL SPECTRUM OF FINANCING OPTIONS AND FLEXIBILITY AS OPPOSED TO YOUR "TRADITONAL BANK" THAT OFFERS ONLY A FEW LIMITED PROGRAMS FOR A CHOSEN FEW. WE ARE A NEW GENERATION OF MORTGAGE BANKERS THAT HAVE RE-ORGANIZED THE ENTIRE PROCESS WITH IN HOUSE PROCESSING AND UNDERWRITING TO MAKE IT AS STREAMLINED AND WORRY FREE AS POSSIBLE. ___________________________________________________________ ___________________________________________________________ FIRST FINANCIAL EQUITIES, INC. OFFERS A COMPLETE ARRAY OF TRADITIONAL AND NON-TRADITIONAL HOME MORTGAGES. THESE INCLUDE FORTY, THIRTY, TWENTY AND FIFTEEN-YEAR FIXED RATES AS WELL AS: TEN, SEVEN, FIVE, THREE, TWO AND PAY OPTION ADJUSTABLE RATES, INTEREST-ONLY AND BI-WEEKLY MORTGAGES. WE ALSO OFFER HOMEOWNERS VARIOUS REFINANCING - CASH OUT PROGRAMS, HOME EQUITY LINES OF CREDIT, FHA MORTGAGES (ALLOWING THE HOME BUYER TO PUT A MINIMAL AMOUNT OF MONEY DOWN) UNLIKE YOUR TRADITIONAL BANK. THE HOMEOWNER MAY SELECT FROM VARYING TERMS AND FLEXIBLE DOWN PAYMENTS. LOCK-IN TODAY'S LOW INTEREST RATES FOR UP TO ONE YEAR WITH PRE-APPROVAL GUARNTEED WITHIN 48 HOURS. WE ARE ALSO AMONG THE FEW LENDERS THAT OFFER ASSUMEABLE MORTGAGES THAT ALLOW YOU TO SELL THE FINANCING ALONG WITH YOUR PROPERTY. ___________________________________________________________ ___________________________________________________________ WE DO OFFER SUB-PRIME LENDING FOR THOSE APPLICANTS WHO MAY NOT HAVE A PRISTINE CREDIT HISTORY. APPLICANTS WITH LATE PAYMENTS AND EVEN BANKRUPTCIES MAY QUALIFY FOR HOME FINANACING UNDER OUR WIDE ARRAY OF PROGRAMS. FIRST FINANCIAL ALSO OFFERS NO INCOME VERIFICATION FINANCING FOR THE APPLICANT THAT DOES NOT PROVIDE VERIFICATION OF INCOME OR ASSETS. UPON INTERVIEWING EACH APPLICANT, OUR LOAN OFFICERS WILL BE ABLE TO DETERMINE WHICH PROGRAM IS BEST SUITED FOR OUR CLIENT. ___________________________________________________________O UR UNIQUE SYSTEM (UNLIKE ANY OTHER LENDER) WILL GUARANTEE YOU THE LOWEST RATE POSSIBLE, PRE-QUALIFY AND FULLY PRICE ANY SEARCH IN A MATTER OF SECONDS, ALONG WITH GUARANTEED PRE-APPROVAL IN 48 HOURS. THERE IS NO NEED TO LOOK ANY FURTHER. ___________________________________________________________

I'd like to meet:

___________________________________________________________A S OPPOSED TO YOUR "TRADITIONAL BANK" WITH ONLY A FEW LIMITED PROGRAMS FOR A CHOSEN FEW. I REPRESENT A LENDER THAT OFFERS A COMPLETE ARRAY OF TRADITIONAL AND NON-TRADTIONAL HOME MORTGAGES. THESE INCLUDE: FORTY, THIRTY, TWENTY AND FIFTEEN-YEAR, ADJUSTABLE RATE, INTEREST-ONLY, BI-WEEKLY, REFINANCING - CASH OUT PROGRAMS, HOME EQUITY LINES OF CREDIT, FHA MORGTGAGES, ASSUMABLE MORTGAGES, SUB-PRIME AND NON-INCOME VERIFICATION LOANS. ___________________________________________________________F IRST FINANCIAL ALSO OFFERS DEDICATED ON-SITE FINANCING FOR SUCH LUXURIOUS PROPERTIES AS THE TRUMP INTERNATIONAL SONESTA - MIAMI, FLORIDA, THE VILLA MARE - BOCA RATON, FLORIDA AND THE DOWNTOWN BY STARCK - NEW YORK, NEW YORK TO NAME A FEW. ___________________________________________________________ WE AT FIRST FINANCIAL PRIDE OURSELVES IN OUR REALTOR AND MORTGAGE BROKER PARNTERSHIPS. WE OFFER OUR REALTORS AND MORTGAGE BROKERS A 100% GUARANTEE TO CLOSE YOUR LOAN OR WE PAY "YOUR" COMMISSION!! PROVIDING ALL DOCUMENTATION RECEIVED IS LEGITIMATE AND THE BORROWER DOES NOT CANCEL. THIS MAKES YOU, THE REALTOR AND MORTGAGE BROKER, ABLE TO GO ON TO YOUR NEXT CLIENT AND NOT WORRY ABOUT OUR JOB TO CLOSE YOUR LOAN! ___________________________________________________________ ___________________________________________________________ I AM VERY EXPERIENCED IN THE FIELD OF REAL ESTATE. I AM ORIGINALLY FROM THE CHICAGO AREA. WHILE LIVING IN CHICAGO I BEGAN SELLING REAL ESTATE. WHEN I EVENTUALLY MOVED TO FLORIDA, I DECIDED TO BRANCH OFF AND SPECIALIZE IN FINANCING. I MUST SAY I LOVE IT!! I AM A DEDICATED, DETAIL ORIENTED AND PERSONABLE LOAN OFFICER WHO STRONGLY BELIEVES IN GREAT CUSTOMER SERVICE. I BELIEVE IN FORMING LIFE-LONG AND LOYAL NETWORKING PARTNERSHIPS WITH MY CLIENTS AND COLLEAGUES. ___________________________________________________________ I WOULD LIKE TO FORM NETWORKING PARTNERSHIPS WITH THE MOVERS AND SHAKERS OF THE WORLD, ENTREPRENEURS, REALTORS, DEVELOPERS, BUILDERS, MORTGAGE BROKERS, COMMERCIAL AND RESIDENTIAL INVESTORS, TITLE COMPANIES, HOME INSPECTORS, CLOSING AGENTS, NOTERIES, INSURANCE COMPANIES, FINANCIAL PLANNERS, ATTORNEYS, APPRAISERS, HOMEOWNERS AND HOME BUYERS LOOKING TO REFINANCE OR FINANCE THE PURCHASE OF ANY TYPE OF RESIDENTIAL AND/OR COMMERCIAL REAL ESTATE AND/OR LAND PURCHASES. ___________________________________________________________ SO MOVERS AND SHAKERS, ENTREPRENEURS, HOME BUYERS, HOMEOWNERS, DEVELOPERS, INVESTORS, REALTORS AND MORTGAGE BROKERS LOOK NO FURTHER. DAWN SAUL WITH FIRST FINANCIAL EQUITIES, INC. IS HERE TO ASSIST YOU WITH ALL YOUR NATIONWIDE FINANCIAL NEEDS!!_____________________________________________________ __ WEBSITE FOR FIST FINANCIAL EQUITIES INC. - WWW.FIRSTFI.COM ___________________________________________________________ YOUR FINANCIAL SPECIALIST - [email protected].

Music:

THE COMMERCIAL INVESTOR ___________________________________________________________ ___________________________________________________________ FIRST FINANCIAL EQUITIES, INC. OFFERS A FULL LINE OF COMMERCIAL MORTGAGE SERVICES WITH THE SAME EMPHASIS ON QUALITY AND PERSONALIZED SERVICE. AS OPPOSED TO DEALING WITH AN INDIVIDUAL BANK, FIRST FINANCIAL'S EXTENSIVE ACCESS TO THE FULL SPECTRUM OF COMMERCIAL BANKING AVENUES ALLOWS THE COMMERCIAL CLIENT GREAT FLEXIBILITY IN ATTAINING NEEDED FINANCING. ___________________________________________________________I N AN EFFORT TO GUIDE THE APPLICANT THROUGH THE UNFAMILIAR PROCESS OF CLOSING ON A RESIDENTIAL OR COMMERCIAL PURCHASE, FIRST FINANCIAL OFFERS THE OPTION OF ATTORNEY/SETTLEMENT SERVICES, TITLE SERVICES, AND THE ARRANGEMENT OF THE REQUIRED INSURANCE POLICIES NECESSARY TO CLOSE THE TRANSACTION. ___________________________________________________________

Movies:

THE REALTOR ___________________________________________________________ ___________________________________________________________B OTH YOU AND YOUR CLIENT WILL BENEFIT FROM PARTNERING WITH FIRST FINANCIAL EQUITIES. TAKE ADVANTAGE OF WORKING WITH FIRST FINANCIAL'S EXPERIENCED TEAM OF MORTGAGE PROFESSIONALS WHOSE SOLE FUNCTION IS TO IDENTIFY YOUR NEEDS AND DELIVER THE RIGHT SOLUTION FOR YOUR CLIENT. WE UNDERSTAND THAT YOUR SUCCESS CONTRIBUTES TO OUR SUCCESS. THIS IS WHY WE PRIDE OURSELVES ON UNMATCHED PARTNER SUPPORT AND LIGHTENING FAST TURNAROUND TIME WITH OUR UNIQUE PRICING (FF-APP) SEARCH ENGINE WHICH GUARNTEES THE LOWEST RATES POSSIBLE FOR YOUR CLIENT. WE GUARANTEE QUALIFIED BUYERS LOAN APPROVAL WITHIN 48 HOURS. IT IS A GUARANTEE THAT IS GOOD FOR UP TO 120 DAYS OR MORE. WHILE STILL OFFERING AN ARRAY OF VARIOUS FLEXIBLE PROGRAMS TO FIT YOUR EVERY CLIENT'S NEEDS FROM THE SUPERWEALTHY TO THE CREDIT RATING IMPAIRED. WITH OUR IN HOUSE PROCESSING AND UNDERWRITING WE PRIDE OURSELVES ON UNMATCHED PARTNER SUPPORT SO YOU CAN PROVIDE SUPERIOR SERVICE TO YOUR CLIENTS. ___________________________________________________________ ___________________________________________________________ ANOTHER POLICY THAT SETS US APART FROM THE OTHERS IS OUR POLICY TO OUR REALTOR/BROKER RELATIONSHIP. WE BACK OUR PARTNERSHIP WITH A 100% GUARANTEE TO CLOSE YOUR LOAN OR WE WILL PAY YOUR COMMISSION! (PROVIDING ALL DOCUMENTATION RECEIVED IS LEGITIMATE AND THE BORROWER DOES NOT CANCEL). THIS MAKES YOU, THE REALTOR, ABLE TO GO ON TO YOUR NEXT SALE AND NOT WORRY ABOUT OUR JOB TO CLOSE YOUR LOAN! ___________________________________________________________ ___________________________________________________________ THE MORTGAGE BROKER ___________________________________________________________ ___________________________________________________________ LET FIRST FINANCIAL EQUITIES, INC. BE YOUR LENDER!! WITH OUR UNIQUE SYSTEM WHICH ALLOWS US ACCESS TO LITERALLY HUNDREDS OF DIFFERENT LOAN PROGRAMS FOR EVERY TYPE OF CLIENT YOU MAY HAVE. YOU (AS A MORTGAGE BROKER) ARE ASSURED YOU ARE GETTING YOUR CLIENT THE ABSOLUTE BEST LOAN PROGRAM AVAILABLE. THAT ALONG WITH OUR STREAMLINED PROCESSING AND QUICK CLOSINGS YOU WILL HAVE A VERY SMOOTH, WORRY FREE, PROMPT CLOSING WITH GUARANTEED REPEAT BUSINESS. ___________________________________________________________W E ALSO TAKE PRIDE IN OUR MORTGAGE BROKER/LENDER RELATIONSHIP. THEREFORE, WE OFFER OUR MORTGAGE BROKERS A 100% GUARANTEE THAT WE WILL CLOSE YOUR LOAN. (PROVIDING ALL DOCUMENTION IS LEGITIMATE AND THE CLIENT DOES NOT CANCEL). WE TAKE THE WORRY OUT OF CLOSING SO YOU CAN MOVE ON TO YOUR NEXT CLIENT WITH EASE.

Television:

THE DEVELOPER ___________________________________________________________ ___________________________________________________________F ROM CONTRACTORS TO REALTORS, YOU HAVE DEALT WITH HUNDREDS OF PEOPLE TO GET YOUR PROJECT BUILT. NOW THE TIME HAS COME FOR YOU TO BE REWARDED. WOULDN'T IT BE A SHAME IF THE "SOLD" UNITS THAT WERE TAKEN OFF THE MARKET HAD TO BE PUT BACK ON SIMPLY BECAUSE YOUR ON-SITE LENDER DIDN'T DO THE MORTGAGES CORRECTLY? ___________________________________________________________W ITH FIRST FINANCIAL, YOU CAN STOP WORRYING AND START FOCUSING ON YOUR NEXT PROJECT. BECAUSE WE STREAMLINED THE ENTIRE LOAN PROCESS, SO YOUR BUYER'S FINANCING GOES QUICKLY AND SMOOTHLY FROM DAY ONE. ___________________________________________________________U NLIKE CONVENTIONAL BANKS WHO JUST HAND OFF PAPERWORK TO THE BACK OFFICE, EACH CLIENT IS GIVEN THEIR OWN DEDICATED LOAN OFFICER WHO MAKES IT THEIR PERSONAL RESPONSIBILITY TO TAKE THE MORTGAGE APPLICATION TO CLOSING. ___________________________________________________________ ___________________________________________________________F IRST FINANCIAL IS MORE THAN A BILLION DOLLAR COMPANY. YOUR CLIENTS DO NOT HAVE TO SETTLE FOR A MORTGAGE AT ANY PRICE. FIRST FINANCIAL HAS THE BARGAINING POWER TO SECURE WHOLESALE PRICES. ORDINARY BANKS CAN ONLY OFFER A LIMITED NUMBER OF PLAIN VANILLA MORTGAGES. FIRST FINANCIAL CAN OFFER YOUR BUYERS LITERALLY UNLIMITED OPTIONS. WE WORK TO ACCOMODATE EVERY PREFERENCE AND EVERY INCOME LEVEL. ___________________________________________________________B ELOW IS A LIST OF PROPERTIES IN WHICH FIRST FINANCIAL EQUITIES, INC. PROVIDES SECOND TO NONE ON-SITE FINANCING. YOU ARE IN VERY GOOD COMPANY!!

Books:

RECENT PARTNERSHIPS ___________________________________________________________ ON-SITE LENDERS FOR PRESTIGIOUS PROPERTIES SUCH AS: THE TRUMP INTERNATIONAL SONESTA - SUNNY ISLES BEACH, FL., THE VILLA MARE - BOCA RATON, FL., DOWNTOWN BY STARCK - NEW YORK, NY., RIVERLOFT - NEW YORK, NY., 88 LAIGHT STREET - NEW YORK, NY., THE AURORA - BROOKLYN, NY., ONE HANSON PLACE - BROOKLYN, NY., THE GRAND OASIS CARROLLWOOD, FL., THE BELMONT AT ST. LUCIE WEST - FL. ___________________________________________________________ LET FIRST FINANCIAL BE YOUR DEDICATED ON-SITE LENDER!!

Heroes:

WHEN YOU WORK WITH FIRST FINANCIAL, YOU'RE IN GOOD COMPANY. ___________________________________________________________