Loan Diva profile picture

Loan Diva

I am here for Friends and Networking

About Me

Business Profile: I'm a Senior Loan Officer with CTX Mortgage. I'd like to thank you in advance for giving me the opportunity to service any and all of your mortgage needs. After having grown up in Chattanooga, Tennessee and serving our country in the United States Navy I started my career in the real estate industry in 1992. Before relocating to Raleigh, NC I sold real estate in Maryland and the Northern Virgina area. I have a strong background in real estate sales, specializing in onsite new home sales.For the past 8 years I have been with CTX Mortgage, specializing in working with 1st time homebuyers and credit challenged buyers. My experience in both the real estate and mortgage industry gives me the ability to understand and relate to all aspects of your experience in purchasing your new home.I can help you by analyzing your financial status and helping you determine the best possible solution for your mortgage needs. I believe you should know what to expect when applying for a mortgage. I will spend time discussing the details of your financing with you, ensuring no "surprises" at closing. I also believe that everyone deserves a chance at home ownership despite past problems. At CTX we have an amazing portfolio of products to aid in this accomplishment such as, FHA, VA, FNMA, Freddie Mac, Jumbo, Down Payment Assistance, Special Interest Rates, 100% Financing and many more programs.Click below for your free personal mortgage analysis today and/or to get the mortgage application process started.
My latest stuff for sale on
Cary Yard Sales:
LOL Glass Bead Red & Blue Bracelet
LOL Patriotic 2 Glass Bead Bracelet
LOL Glass Bead Bracelet
LOL Bracelet
LOL Glass Bead Bracelet
LOL Light Pink & Black Bracelet
LOL Glass Bead Bracelet
LOL Stretchy Glass Bead Bracelet
LOL Glass Bead Bracelet
LOL Carolina Blue Glass Bracelet
See all my items for sale!

My Interests

Fashion, crafting, Jewelry Making, Music, Motorcycles, Track, Football, Shopping and Vacationing and one day living in the Caribbean.Hurdle Boy & Track Star 300m Dash at Liberty University
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I'd like to meet:

I would like to meet those that are in the Real Estate Industry such as Realtors, Property Managers, Investors and other Loan Officers. I would also like to meet other entrepreneurs, business owners, inventors, artist, designers, crafters and anyone who has a creative side.

Music:

R&B, Gospel, Jazz, Reggae, some Hip Hop, some Country, some Rock and some Pop.

Movies:

Comedies and Dramas

Television:

Comedies and Dramas

Books:

Business and Romance

Heroes:

Jesus for dying on the cross for my sins. My Parents because they gave me the best life that any child could have asked for.

My Blog

For My Realtor Friends - 2-4-6-8How Well Can You Negotiate?

2-4-6-8How Well Can You Negotiate?..:NAMESPACE PREFIX = O /> There's a lot of negotiating going on in today's real estate market. Plus it's more important than ever not to lose the opportunities we g...
Posted by Loan Diva on Fri, 19 Oct 2007 08:59:00 PST

Valuable Information For Your Financial Well-Being

CTX MORTGAGE COMPANY PRIVATE REPORTS Your identity is at high risk  protect it now Save money by boosting your credit score Current liquidity crisis  how it impacts you I am committed to being y...
Posted by Loan Diva on Tue, 25 Sep 2007 01:26:00 PST

Great FHA News for the Raleigh NC Area!

Effective on October 3, 2007 - FHA mortgage limits will increase in: ..:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" />  The RALEIGH-CARY, NC MSA affecting the North Caroli...
Posted by Loan Diva on Fri, 21 Sep 2007 09:59:00 PST

Helpful Credit Score Hints

We have all seen this message countless times on credit reports&PROPORTION OF BALANCES TO CREDIT LIMITS IS TOO HIGH ON REVOLVING ACCOUNTS. But what does "too high" mean? "Too high" means a lot of diff...
Posted by Loan Diva on Thu, 20 Sep 2007 02:24:00 PST

Creating an edge today: 7 ways to better client service

In times like these, client relationships are key. With fewer customers around, you definitely need to keep the ones you have and make sure they become great referral sources. Today's longer sales cyc...
Posted by Loan Diva on Thu, 20 Sep 2007 07:42:00 PST

L D: Mortgage Fact and Fiction

..> Fiction:     FACT: 100% financing& gone 100% loans available today! 80/20, 85/15, 90/10& gone 80/20, 85/15, 90/10 loans available today! Jumbo loans& gone Jumbo loans available...
Posted by Loan Diva on Tue, 18 Sep 2007 11:46:00 PST

L D Financial Notes

Review of Last Week "HOPE IS INDEPENDENT OF THE APPARATUS OF LOGIC." Norman CousinsLogic would say the financial news of the week should have put stock prices on the downslide. Industrial production w...
Posted by Loan Diva on Tue, 18 Sep 2007 10:25:00 PST