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MY STORY:
Back in late '99 my wife and I embarked on the first step of the American Dream...Home Ownership. Like many of you, we didn't know much about down payments, credit and such. Needless to say, this made us easy targets.
We visited with a few mortgage companies and none took the time to thoroughly explain what we were up against. I couldn't understand, we both had good jobs with low debt, but the answer was always "Your Credit is too Low" or "You need more Money down". They never prepared us for long-term success in home ownership.
Being honest, hardworking folk, this frustrated us. Reluctantly with the guidance of our salesperson, we finally settled on the builder's mortgage company. They offered us "Free" upgrades and "Discounts" that otherwise wouldn't have been available by not choosing them.
Those "Freebies" resulted in a $95K loan ballooning into $103K with a 8.5% interest rate or about 1.5% Higher than the market rate. On top of that, our $889 mortgage by year's end was $1,079! We simply were not prepared and other than the obvious, it strained our Love.
Words can't express the amount of anger and resentment I had for that salesperson and mortgage company. But, I soon realized the only person I could be mad at was me...to a certain extent.
Intent on not having other loved ones endure the same Shock and Awe, I buried myself into learning the intricate workings of the mortgage industry. By word of mouth, news of my knowledge quickly spread. It didn't take long for me to become a trusted consultant to many friends and family. This drive to empower and teach still touches to this day. Speaking through the words of my true story, I extend to you an invitation, of not only my services, but my passion to soon become... YOUR MORTGAGE MAN!
***Licensed to provide excellent services for the State of Texas***
Toll Free 877-875-5800 ext 702 EMAIL ME: [email protected] (Feel Free to IM Me on Yahoo!)
http://www.blackplanet.com/NorbaLending
http://360.yahoo.com/profile-BYqqvzcwdbJ2ma.9.yF2ZvKVMZP9