Credit Questions? Just Ask Nicole! profile picture

Credit Questions? Just Ask Nicole!

The person who says it cannot be done should not interrupt the person doing it. (Chinese Proverb)

About Me



Hi there!

I'm Nicole Hamilton, President of Credit Hour, Inc., a credit education company based in Farmington Hills, Michigan that helps you "get smart about your credit."

I specialize in helping consumers improve their credit and raise their credit scores, and in helping entrepreneurs and small business owners establish and build business credit with minimal impact to their personal credit.

Feel free to visit my blog, JustAskNicole.com, for the latest updates on news you can use to make smart credit moves, and for the answers to specific questions I get asked about consumer credit, credit reports, credit scores, credit repair, identity theft, and business credit.

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My Interests

I'd like to meet:

Positive MySpace friends.

Consumers who'd like to learn how to improve their credit and raise their credit scores, and entrepreneurs and small business owners who'd like to learn how to build business credit with minimal impact to their personal credit.

Business professionals who'd like to partner to help others improve their credit. Namely mortgage loan officers, real estate agents, real estate investors, real estate appraisers, auto salespersons, financial planners, insurance agents, accountants, lawyers, tax preparers, and other professionals located in Michigan and throughout the country.

My Blog

Seeking After School Program Facilitators, Metro Detroit

Credit Hour, Inc. is seeking Facilitators to administer our "StartSmart" youth financial literacy after school program in select elementary and middle schools throughout the metro Detroit area. T...
Posted by Credit Questions? Just Ask Nicole! on Mon, 15 Sep 2008 02:43:00 PST

Wanna know what Im doing? Follow me on Twitter!

I am now officially on Twitter! If you wanna know what I'm doing, just follow me on Twitter at http://twitter.com/NicoleHamilton. Later!...
Posted by Credit Questions? Just Ask Nicole! on Mon, 28 Jul 2008 06:46:00 PST

Foreclosures at Record High - Which States are the Top 10 Worse?

Find out by reading the short blog post on JustAskNicole.com by clicking here....
Posted by Credit Questions? Just Ask Nicole! on Sat, 14 Jun 2008 03:55:00 PST

Dont use a mortgage loan officer to check your credit!

CLICK HERE to learn "Why You Should NOT Let a Mortgage Loan Officer Pull Your Credit Just to See Where Your Credit Stands"...
Posted by Credit Questions? Just Ask Nicole! on Fri, 02 May 2008 01:20:00 PST

How to remove inquiries from your consumer credit reports...

Would you like to know how to remove inquiries from your credit reports? CLICK HERE!...
Posted by Credit Questions? Just Ask Nicole! on Tue, 12 Feb 2008 02:21:00 PST

Top 10 resolutions to make to get your credit straight in 2008!

What are the TOP 10 resolutions to make to get your credit straight in 2008? To find out, listen to this archived segment of Just Ask Nicole LIVE! from January 1st 2008... CLICK HERE!...
Posted by Credit Questions? Just Ask Nicole! on Tue, 15 Jan 2008 09:59:00 PST

Chase changing credit card interest rate policy...

Check out this recent post on JustAskNicole.com about Chase changing their interest rate policy on their credit cards: If Your Credit Score Drops, Chase Won't Raise Your Rate!...
Posted by Credit Questions? Just Ask Nicole! on Mon, 10 Dec 2007 01:09:00 PST

Ralph Roberts interview was awesome!

Did you get a chance to tune in to Just Ask Nicole LIVE! yesterday and hear me give the 411 on authorized user accounts? The show went really well, and my special guest, Ralph Roberts, was awesome! Ra...
Posted by Credit Questions? Just Ask Nicole! on Wed, 05 Dec 2007 09:06:00 PST

Tuesday, 12/4/07 @ 2 PM EST ==>> Authorized User Credit Card Accounts

TOMORROW on Just Ask Nicole LIVE! "Authorized User Credit Card Accounts - Useful or Useless?" - How do authorized user credit card accounts affect your credit?- Do they really help boost your credit s...
Posted by Credit Questions? Just Ask Nicole! on Mon, 03 Dec 2007 01:47:00 PST

FREE Avoid Mortgage Foreclosure Event (Michigan)

FREE forum, open to the public... Thursday, December 13th12:00pm - 8:00 pmCobo Hall (downtown Detroit) To get all of the juicy details CLICK HERE!...
Posted by Credit Questions? Just Ask Nicole! on Wed, 28 Nov 2007 11:39:00 PST