Reading, playing tennis
Jesus, Ghanda, Mother Teresa
Book Reviews:
Personal Finance expert who recently appeared on Oprah
"How to Get Out of Debt: Get an "A" Credit Rating For Free is a fantastic guide for anyone deep in debt or facing credit problems. If you need credit help, Harrine Freeman offers the inside scoop on the tips, tricks and techniques that really work"!
-- Lynnette Khalfani, author of the New York Times bestseller Zero Debt: The Ultimate Guide to Financial Freedom
Consumer Advocate expert
"Like many Americans, Harrine Freeman, has been through credit difficulties. But not only has she turned her situation around, she has gone on to help others do the same with her straightforward guide to better credit, How to Get Out of Debt: Get an "A" Credit Rating For Free. Her book is here at a time when so many people need this kind of help".
--Gerri Detweiler, consumer advocate and author of The Ultimate Credit Handbook
Veteran Book Reviewer, Charter Member of the National Book Critics Circle
"Of course, we all know people who have gotten into debt and need to know how to get out. If you are one of those people, there’s How to Get Out of Debt: Get an "A" Credit Rating For Free by Harine Freeman ($19.95, Adept Publishers, POB 60851, Washington, DC 20039, softcover).
The author has written a self-help book describing the step-by-step method she used to get out of debt, maintain good credit, and create a spending plan to manage your money. It’s full of practical advice on where to file complaints, sample letters, spending plan spreadsheets, statute of limitations time periods, and much more. For the past five years, Ms. Freeman has been the CEO of a credit repair and money management company, so she knows what she is talking about."
-- Alan Caruba, Editor, Bookviews.com
Industry Book Reviewer
"Credit repair counselor Harrine Freeman applies her expertise to the written page in How to Get Out of Debt, a no-nonsense self-help guide to becoming debt free and repairing one's credit.
From getting back on track after declaring bankruptcy, to protecting oneself against identity theft (which can cause terrible financial and credit rating damage!), to creating a reasonable spending plan, to simple step-by-step actions to improve one's credit rating and keep good credit, "How to Get Out of Debt: Get an "A" Credit Rating For Free" is a solid resource filled cover to cover with practical, "must-know" advice.
A supplementary list of consumer protection agencies, sample monthly budget worksheets, and a list of credit report fees state by state round out this invaluable guide, enhanced by the personal testimony of the author's own experience of foolishly sinking into debt when she was younger, and learning the hard way how to dig herself out of debt and structure her financial life with solid discipline. Highly recommended."
-- Midwest Book Review (5 stars as seen on amazon.com)