Harrine Freeman - ProfilesArchive

About Me

I am the author of "How to Get Out of Debt: Get an "A" Credit Rating For Free Using the System I've Used Successfully With Thousands of Clients available for purchase on www.amazon.com, www.waldenbooks.com, www.borders.com, www.barnesandnoble.com, www.booksamillion.com. Also available in retail outlets Barnes & Noble, Borders and Walden Books.
Check out the Book section of my profile to see book reviews!
I am the CEO of H.E. Freeman Enterprises, a credit repair and personal finance services business that helps people restore their credit, learn how to manage their money and get out of debt. I am give seminars on Debt Management. I serve customers nationwide. Feel free to visit my website at www.hefreemanenterprises.com and sign-up for my free monthly newsletter.
My experience began by repairing my own credit. I was $19,000 in debt and have been debt free for the past 10 years. I then began providing credit repair counseling to family and friends.
In 2003 I started a credit repair services business and have helped thousands of clients of all ages and economic backgrounds go on to purchases homes, cars, start businesses and purchase investment property. I have provided credit repair counseling for issues such as bankruptcies, judgments, student loans, delinquent debts, repossessions, and much more.
I am a member of IEEE, the American Association of Daily Money Managers, ToastMasters, SPAWN and the National Association of Women Writers.
Order a free copy of your credit report atleast once a year at http://www.annualcreditreport.com.
Profile courtesy of MySpace Layouts

My Interests

Reading, playing tennis

I'd like to meet:

Jesus, Ghanda, Mother Teresa

Books:

Book Reviews:
Personal Finance expert who recently appeared on Oprah
"How to Get Out of Debt: Get an "A" Credit Rating For Free is a fantastic guide for anyone deep in debt or facing credit problems. If you need credit help, Harrine Freeman offers the inside scoop on the tips, tricks and techniques that really work"!
-- Lynnette Khalfani, author of the New York Times bestseller Zero Debt: The Ultimate Guide to Financial Freedom
Consumer Advocate expert
"Like many Americans, Harrine Freeman, has been through credit difficulties. But not only has she turned her situation around, she has gone on to help others do the same with her straightforward guide to better credit, How to Get Out of Debt: Get an "A" Credit Rating For Free. Her book is here at a time when so many people need this kind of help".
--Gerri Detweiler, consumer advocate and author of The Ultimate Credit Handbook
Veteran Book Reviewer, Charter Member of the National Book Critics Circle
"Of course, we all know people who have gotten into debt and need to know how to get out. If you are one of those people, thereâ€™s How to Get Out of Debt: Get an "A" Credit Rating For Free by Harine Freeman ($19.95, Adept Publishers, POB 60851, Washington, DC 20039, softcover).
The author has written a self-help book describing the step-by-step method she used to get out of debt, maintain good credit, and create a spending plan to manage your money. Itâ€™s full of practical advice on where to file complaints, sample letters, spending plan spreadsheets, statute of limitations time periods, and much more. For the past five years, Ms. Freeman has been the CEO of a credit repair and money management company, so she knows what she is talking about."
-- Alan Caruba, Editor, Bookviews.com
Industry Book Reviewer
"Credit repair counselor Harrine Freeman applies her expertise to the written page in How to Get Out of Debt, a no-nonsense self-help guide to becoming debt free and repairing one's credit.
From getting back on track after declaring bankruptcy, to protecting oneself against identity theft (which can cause terrible financial and credit rating damage!), to creating a reasonable spending plan, to simple step-by-step actions to improve one's credit rating and keep good credit, "How to Get Out of Debt: Get an "A" Credit Rating For Free" is a solid resource filled cover to cover with practical, "must-know" advice.
A supplementary list of consumer protection agencies, sample monthly budget worksheets, and a list of credit report fees state by state round out this invaluable guide, enhanced by the personal testimony of the author's own experience of foolishly sinking into debt when she was younger, and learning the hard way how to dig herself out of debt and structure her financial life with solid discipline. Highly recommended."
-- Midwest Book Review (5 stars as seen on amazon.com)

My Blog

Happy Thanksgiving

Don't go into debt on Black Fridays sales. Only buy items you can pay cash for. Don't end the year by creating more debt only to be stressed out in the New Year when you receive your credit card...
Posted by Harrine Freeman on Thu, 22 Nov 2007 11:39:00 PST

11 Tips to Reduce Holiday Shopping Costs

Most Americans accumulate the greatest amount of debt during the December holiday season. The holidays should be filled with joy and laughter not anxiety, pressure or guilty about spending money durin...
Posted by Harrine Freeman on Sat, 27 Oct 2007 06:24:00 PST

Instant Grati Syndrome

As a baby when you cried your mother or father came running to take care of you. As a toddler when you cried your parents hugged or talked to you until you stopped. As a teenager when you wanted some...
Posted by Harrine Freeman on Thu, 04 Oct 2007 01:59:00 PST

Americans and Debt

When we are in debt we are powerless. Creditors have the power. They have the power to: Close our accounts Send us threatening letters Harass us on the phone Search our neighborhood to find peop...
Posted by Harrine Freeman on Fri, 24 Aug 2007 05:23:00 PST

Federal Minimum Wage Increase

On July 24, the Federal minimum wage increased to $5.85, a 9.3% increase over the current minimum wage. An individual working full time earning the new minimum wage, will earn approximately $12,618 an...
Posted by Harrine Freeman on Sun, 12 Aug 2007 04:23:00 PST

In Debt We Trust Documentary

In Debt We Trust Documentary IN DEBT WE TRUST is the latest film from Danny Schechter, "The News Dissector," director of the internationally distributed and award-winning WMD (Weapons of Mass Decep...
Posted by Harrine Freeman on Sun, 12 Aug 2007 04:23:00 PST

My Book Expo America Experience

My Book Expo America Experience I just wanted to share with everyone my experience at Book Expo America. My first day there in New York NY on May 31, 2007 I attended a luncheon where I met Blair Un...
Posted by Harrine Freeman on Thu, 19 Jul 2007 06:27:00 PST

Support HR 2269 to help cut college costs

Call Your Representative to Ask for a Yes Vote on HR 2669 Thursday morning, the United States House of Representatives will vote on HR 2669, the College Cost Reduction Act of 2007. Among other ...
Posted by Harrine Freeman on Wed, 11 Jul 2007 05:38:00 PST

2.3 Million Consumer Records Stolen

..> MSNBC.com..> 2.3 million consumer financial records stolen Former Fidelity National Information Services broker sold information Updated: 10:29 a.m. ET July 3, 2007 JACK...
Posted by Harrine Freeman on Tue, 03 Jul 2007 09:56:00 PST

7 Tips for Planning Your Summer Vacation

Every loves to travel during the summer. The kids are out of school, the work load is not as high, and airlines compete for your business. If you work hard all year you deserve take a vacation even if...
Posted by Harrine Freeman on Fri, 22 Jun 2007 12:18:00 PST