Jermaine Roby, Nouveau Riche University ISA

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My name is Jermaine Roby and I am a 28 year old business owner and investor living in the Lake County Area of Illinois. Since my journey back home from the Marines I have been able to surround myself within a community of many successful business owners and investors. At an event I had a chance to meet a guy by the name of Chris Record. Chris is an amazing and incredible person who genuinely cares about other people and helping them achieve success. Throughout the NRU community you will hear many success stories but I would like to share with you Chris's story and how he was able to adapt and overcome against all odds.

In June of 2005 Chris was first introduced to Nouveau Riche University. He attended a company presentation put together by a fairly successful doctor living just outside of Sacramento, CA. At this meeting he shared some real estate investing strategies with the audience that night that intrigued him and caught his attention. As Chris looked more and more into this opportunity it became clear that it was the vehicle that he was looking for to create wealth.

When he was young, his parents divorced and he spent the majority of time living with my mom. She was on welfare and we lived in section 8 housing, and well you know the rest... Needless to say, he always wanted to be an entrepreneur and I knew that there had to be more out there. He dabbled in various opportunities, and found most of his passion as a web site designer helping clients get their web pages listed well in search engines. This brought in an average income of about $30k/yr, which wasn't much, but then in 2005 he made some changes to his business and increased that income to over $100k!

He knew that if he was ever going to get into real estate investing, that now was the time since his business had finally picked up, so he moved from beautiful Santa Cruz, CA out to Roseville, CA and began his journey. It was all uphill for him from there, but in the beginning of 2006 his internet business took a nosedive. In fact, his income went from $8000/mo down to $2000/mo, down to $800/mo, and even as low as $150/mo! He was devastated. It got worse as he tried to rebuild his business, and depleted his savings in the process! The last thing he wanted to do was return to the job world after being self employed for so long!

So he made one last effort to save his business, and when that didn't work, he decided to become a loan officer. He figured that he could work his way up and still learn about real estate at the same time. Unfortunately his timing wasn't the best with the loan business. Interest rates had hit rock bottom and there was a refinance boom, but he had just caught the tail end of it, and it was a tough market for loan officers. He also had a moral problem with the strategies of his brokerage because they encouraged him to help clients pull cash out of their homes to invest in more real estate, but he left them with no system of how to do this. Chris would stay up at night trying to think of solutions to help his clients buy more properties and create wealth, rather than just leaving them to figure it out on their own...

So that was when a friend introduced him to NRU. He told Chris that he had spoken with a local doctor, and that his company had a solution for buying properties that might be exactly what he was looking for. Even though he was very skeptical of the whole scenario, he decided to at least check the company out. So that was when he made the decision to attend his first event for NRU.

Now for a moment of humble honesty...

The day that Chris checked out his first NRU overview, he was actually negative $200 in his checking account and because he wasn't able to pay all his bills on time from lack of income, and his credit score had dropped to a 485 middle score! He still had some business suits from past entrepreneurial endeavors, so he looked sharp, but in the inside he was experiencing some dramatic financial hardship. So even though he desperately needed an opportunity like this more than ever, he was still very skeptical because he didn't want to fall on his face AGAIN!

Chris decided to attend another event the following week while he was in his due diligence phase, and as crazy as this sounds, things got even worse for him! He was in the passenger seat of a small car, stopped at a red light, when suddenly the car was rear ended by a tow truck carrying 2 cars on it! The impact totaled the car that he was in, and Chris ended up with a slight case of whiplash. Even though that he was unable to drive for a couple of months, and spent most of that time in his home, as it was difficult to get around.

Now please don't get me wrong, Chris is an optimistic person, so he used this time as an opportunity to conduct some due diligence on this potential new direction of his life, as well as taking some quality time to focus on a goal of balance in the 5 areas that mean the most to him:

Faith, Family, Friendships, Fitness, & Finances.

So after even more due diligence, and what seemed like a thousand questions, he decided to move forward with the Nouveau Riche University opportunity, and start as an Area Developer to help market their products and services in Northern California. Chris was fortunate enough to meet an individual who had a funding option available to him if he wanted it, where he could invest in a tuition package and attend the university, so he took him up on it. The terms of the loan weren't the best because of his credit, but he was surprised at how good they were, and Chris was blessed for the opportunity given to him with the individual believing in him in the first place, given his current financial position.

The tuition package that Chris chose gave him access to about 10 weeks worth of classes at NRU, and he was very excited to find out what the quality of their education was like. He figured that if he was going to be truly successful in promoting the company that he needed to absolutely believe in their products and company vision. So he was off to his first week of college in Phoenix Arizona.

Wow. All that he can say is Wow! No matter what anyone might say about the college, if they have not attended, then they truly have no clue about how great the classes are! Chris expected the classes to be similar to some of the guru seminars on real estate investing that he had attended, but they were nothing like that at all. The instructors were fun and very informative, and taught in a way that was easy to follow along with. All of the students took pre-tests and post-tests to make sure that the students within the class understood the topic, and the teacher took as much time as necessary to answer questions and truly help the students to learn. Chris took classes on Wholesaling, Creative Financing, Subject-To Purchases, and Legal Strategies. He had an amazing experience and met hundreds of other like minded investors, both novices and sophisticated investors. Several of them had portfolios with hundreds of properties already! He found out first-hand that NRU was the real deal!

Chris said from the bottom of my heart that if the first week was the only week that he got for the price of his tuition, that he personally felt it was worth it! He also said his hat goes off for the staff at NRU that put together such a great college. Chris encourage anyone who is interested in attending classes to talk with other students who are currently attending NRU and ask their experience as well. You will find across the board that Nouveau Riche University delivers a high quality education on real estate investing, that is hard to find almost anywhere else out there.

So when he returned from his first week at college, he wrote out a business plan and set some goals that he wanted to achieve with NRU. Chris decided that he would spend his first year studying various real estate investing techniques, while focusing his time on marketing for NRU to build his bank account up to an amount he felt comfortable investing with, and to build back up his credit score so that he could have access to better loans as well. Plus, he had already experienced a week's worth of college classes and he felt that the value was well worth it, and he was ready to share his experience with anyone who wanted to know. So he began his journey in marketing for Nouveau Riche University!

Chris got off to a pretty fast start. He was blessed to have some mentorship from the local doctor that was the speaker at the events in Sacramento, and he was quickly trained and certified to market the NRU products. Within a week of returning from his first college he had already earned $16,000 in income! This was enough motivation for him to roll up his sleeves even more, and the following month he earned over $20,000, followed by a couple of months over $30,000, and then in December he was able to earn about $70,000 in income! In a 5 month time frame Chris had just earned over $175,000! Finally his head was above water and he was back on track!

He stuck to his original plan and continued to focus on rebuilding his credit while increasing his bank account balance, and the next several months were a fun ride for him! Without getting into too many details, March-April 2007 was an exciting time for Chris in business. In a 3 week period, he was able to bring in $150,000 in commissions just by sharing the NRU opportunity with others, and helping them to attend the classes and begin building wealth through real estate investing! Chris has had numerous students come up to him at their first college and thank him for inviting them out there. They have told him that their first week they got their tuition’s worth, and they were so excited to finally be moving closer towards achieving their dreams!

To date, Chris says he has never had a student that he referred, attend the college, and say that they did not feel it was worth it for them!

Now, even though he set a goal to not buy any real estate in the first year, there were a few opportunities that he could not pass up. Chris had a close friend who was facing foreclosure on a few homes he had bought before NRU, in which he was speculating on potential appreciation but got caught at the top of the California market. So Chris partnered up with him on these homes and they were able to get them rehabbed and fully occupied for a decent “buy & hold” strategy. They had gotten a new property management company in place, and they have been blessed with some solid tenants. The most rewarding part for him was being able to help out his close friend who he had known since he was 13 years old.

Chris also came to the conclusion that a standard checking account was not the best place to hold his income, so he became a hard money lender (private investor) and put out over $150,000 of his money to work for him generating great returns.

Chris's heart also went out to his mom, who was struggling with her current job, and her cost of living was so low, but her daily stress was so high. He decided that he would pay his mom back for her unconditional love growing up, and he put together enough money to pay her every month more than she was making at her job, to allow her freedom to follow her passions and not have to work a job. Chris thought that was the least he could do with what he had been blessed with.

Now, why have I shared Chris's story with you?

To share with you one of the many success stories that you will hear from Nouveau Riche University students. While his is filled mostly with marketing success, you will also hear many filled with investing success. The point is that you will hear so many positive testimonials if you speak with other students. This company has changed his life for the better..

If a guy like Chris, with a 485 credit score, and a negative bank account, can figure out a way to attend this university, and use the opportunity to generate a half million dollars of liquid income in his first year, then is it possible for you? Only you can answer that question. Chris's mentor early on told him this. He said “Chris, you can make money, or you can make excuses, but you can’t make both at the same time”. He thought it was just a fancy cliché of words, until recently. Now he sees the wisdom. In his life Chris said he has made so many excuses and justifications for things, and he has never quite reached his full capabilities. Now he is done making excuses. He is done listening to the negative critics that have tried to hold him back from his dreams. He has found an amazing vehicle that is delivering mind-blowing results for him and his business partners. His dream is for you to be able to experience these types of changes in your life as well…

I hope that you were inspired by Chris's story, and that you pay it forward to others when you achieve your dreams and goals as well…

If you came across this webpage because you heard about NRU and were doing some research, then I strongly suggest that you get with the person that helped you learn about NRU and take a serious look at this. It may or may not be for you, but they have opened a door for you that might not have been an accident. Call them or email them as soon as you can and ask them any questions that you have. Your success is just a decision away.

If this is your first time hearing about Nouveau Riche University, then I suggest that you watch a Webinar Presentation about the company or attend a live Company Overview Briefing.

Below is a link to one of the many Webinar presentations that are available to learn more about this opportunity. If you have any questions after viewing the Webinar, then feel free to email me at [email protected] with any questions that you might have. I look forward to hearing from you! http://www.nruteam212.com password: success

Online Pre-Recorded Webinar Overview of the Nouveau Riche University Opportunity