Hi, i'm Tessa I was born 7/17/78. I'm the oldest of 3 siblings. I have a 5 year old daughter and i'm a Realtor here in Columbia. If you would like to know more please don't hesitate to ask. ***If you're looking to buy or sell a home please feel free to contact me. I specialize in assisting clients with first time home purchases, resales, new construction, land and investment properties. I work mostly in Richland, Lexington and Orangeburg county. But not limited to those areas. Office (803)461-1000 ext 118*** or email [email protected]**
website: http://tspigner.servingcolumbia.com ******Purchasing a home is one of the smartest investment decisions you can make. When you pay rent, you are paying someone else's mortgage and building equity for them. It's like putting money in the bank for someone else. Some of the advantages and benefits of owning a home are as follows:
Credit:
Owning home helps you establish financial credibility.
Independence:
Owning your own home provides you with independence and more privacy than renting. You are free to paint walls, plant flowers, and keep pets and anything else within legal bounds.
Investment:
As you make more payments and own more of your home, you add to its investment value. Most improvements you make will also add to its value.
Pride:
A home reflects its owner's values and lifestyle. Owning a home can provide you with a source of pride, enjoyment and satisfaction.
Security:
A home can provide security against inflation because the value of your home increases as prices goes up.
Stability:
Being established in a community provides a sense of belonging, stability and security.
Tax Advantages:
Interest on your mortgage loan is deductible on your yearly personal income tax return. Many of the closing costs associated with purchasing your home are deductible, as are your property taxes.
OFFICE:(803)461-1000 EXT 118
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