Bill - Hook & Ladder Realty, Inc.

About Me

I served the Sarasota community for 25+ years as a Firefighter/EMT. During that time I had a very rewarding career in that I helped deliver 10 babies, help thousands of people and fought hundreds of fires. I consider it an honor and a blessing to have helped and changed so many lives in this community. As most of you know, all Firefighters do something else on their days off. My days off were rewarded in that I have been involved in Real Estate for the past 20+ years as an investor and business owner. I have helped hundreds of people capture the American dream of home ownership. I have assisted in making dreams come true. I have years of knowledge in making things happen when it comes to Real Estate. As the founder of Hook & Ladder Realty, Inc, it is my goal and dream to bring HONESTY, INTEGRITY and TRUST into the community that has been so good to me.

My Interests

I'd like to meet:

People who live without fear! I admire strength and anyone who is willing to move beyond fear to manifest what they were meant to achieve. People who create miracles because they know they can with the help of God. I believe in miracles and see them happen all the time!!! People who want to spread love, inspiration and hope where ever they go. It is with a team effort of "like minded" people such as these who change the world for the better. If I asked you to be my friend here...it's because I saw something good in you!

Do you know anyone looking to retire to Florida that has an R.V.? If so, this home is available in a very nice deed restricted neighborhood in Sarasota, Fl. For only $529,000.00. E-mail me with any questions. (Sarasota is on the west coast of Florida, about 50 miles south of Tampa).

My Blog

Understanding Different Types of Loans

Understanding Different Types of Loans Today's homebuyer has more financing options than have ever been available before. From traditional mortgages to adjustable-rate and hybrid loans, there are fi...
Posted by Bill - Hook & Ladder Realty, Inc. on Fri, 08 Feb 2008 09:40:00 PST

When Should You Pay Points on a Loan?

When Should You Pay Points on a Loan? When it comes to comparing interest rates for a mortgage loan, homebuyers often have the option of choosing a loan with a lower interest rate by paying points. ...
Posted by Bill - Hook & Ladder Realty, Inc. on Fri, 08 Feb 2008 09:37:00 PST

How Mortgage Loans Work

How Mortgage Loans Work Excluding property taxes and insurance, a traditional fixed-rate mortgage payment consist of two parts: (1) interest on the loan and (2) payment towards the principal, or unp...
Posted by Bill - Hook & Ladder Realty, Inc. on Fri, 08 Feb 2008 09:36:00 PST

Leveraging Your Money

Leveraging Your Money One of the greatest financial aspects of buying a home is the ability to leverage your money. Simply put, leverage allows you to use a small down payment and financing to purch...
Posted by Bill - Hook & Ladder Realty, Inc. on Fri, 08 Feb 2008 09:35:00 PST

Saving for the Down Payment

Saving for the Down Payment Saving funds for a down payment should be part of an overall program to get your finances in order prior to shopping for a home. This includes rounding up financial recor...
Posted by Bill - Hook & Ladder Realty, Inc. on Fri, 08 Feb 2008 09:34:00 PST

Length of Your Mortgage

15-Year, 30-Year, or a Biweekly Mortgage? In the past, the 30-year, fixed-rate mortgage was the standard choice for most homebuyers. Today, however, lenders offer a wide array of loan types in varyi...
Posted by Bill - Hook & Ladder Realty, Inc. on Fri, 08 Feb 2008 09:33:00 PST

Closing Costs

Closing Costs The bundle of fees associated with the buying or selling of a home are called closing costs. Certain fees are automatically assigned to either the buyer or the seller; other costs are ...
Posted by Bill - Hook & Ladder Realty, Inc. on Fri, 08 Feb 2008 09:32:00 PST

Refinancing

Refinancing Refinancing your home can be an excellent way to bring down your monthly mortgage payment, raise cash, or consolidate debts with high interest rates. However, you need to do your homewor...
Posted by Bill - Hook & Ladder Realty, Inc. on Fri, 08 Feb 2008 09:30:00 PST

All About Adjustable-Rate Mortgages

All About Adjustable-Rate Mortgages Adjustable-rate mortgages (ARMs) differ from fixed-rate mortgages in that the interest rate and monthly payment can change over the life of the loan. ARMs also ge...
Posted by Bill - Hook & Ladder Realty, Inc. on Fri, 08 Feb 2008 09:29:00 PST