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DebtWiz

Maria-Elena Cabral "DebtWiz" - "Your Dream Builder"

About Me

After 20 years of Retail Management, I wanted to do something more meaningful with my life, career, and within my community.
So I made a career change into the Financial Services, but soon I found that most of my clients, regardless of income, were up to their eyeballs in excessive debt. Not due to lack of money, but lack of "Best Practices" on how to manage their money and reducing or eliminating negative debt. I researched for "Best" alternative debt reduction solutions. And before I new it I have become the Debt Wiz in my community.
We live in a fast pace society, so to simplify our clients busy lifes we have a "Set-It and Forget it" debt repayment plan that systematically pays-off all debt including their mortgage in 1/3 of the time saving them at 100-Thousand in interest.
In 2001 I started Cabral & Associates, a group of business professional dedicated to empowering people to achieve wealth through a debt free life. We are NOT a "One Solution Fits All.” We create tailor-made solutions to meet our clients specific needs.
In 2007 we started Axiom Consulting & Seminars, our community outreach programs. We offer FREE Educational Financial Literacy Seminars through churches, community centers, & non-profit organizations. Financial Literacy Educational seminars are also available for Businesses.
We take great pride in the work we do, contact us if your church, school, or community needs our Financial Literacy Seminars. If you are a small business owner and would like us to provide Financial Literacy to your employees give us a call.
I love what I do. It is very rewarding to see the results and the happiness we bring to people’s lives. I am committed to empowering people to free themselves from the Financial Slavery so many find themselves in today!
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  • My Interests

    Spending time with Great friends - Camping - My community - Meeting People - Helping People - Sharing what I have Learned - How we have learned from our mistakes - in hope that we can prevent others from making the same mistakes.

    There is a Latin Proverb "A wise man learns by the mistakes of others, a fool by his own."

    I'd like to meet:

    I like to meet people that live life with a purpose. Life is short enough, but when we surround ourselves by wonderful friends, the ride is an unforgettable experience

    "Only a life lived for others is a life worth while"
    Albert Einstein

    "I've learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel."
    Maya Angelou

    Music:

    I Love Music - All kinds - depending on the hour of the day -

    They say "laughter is the food for the soul", I say - "Music must be the food for the Spirit" -

    Play it again Sam. -

    Movies:

    Good Entertainment - Comedies, Drama or simply a Classic Old Movie. Just to many to mention -

    Television:

    Not enough time - when I do - whatever makes me laugh! I love comedy! - "Laughter is food for the Soul"

    Books:

    This is hard - I love learning - From Novels to Newspapers - What ever I read - I am glad I did!

    I have no particular talent, I am merely inquisite"
    Albert Einstein

    "An investment in knowledge pays the best interest."
    Benjamin Franklin

    Heroes:

    The wonderful people who created a better world for me to enjoy today! From my Grandfather that had the courage to leave home and come to the US at an early age, My Mother as a single parent struggled to give us a better education, to Ceasar Chaves, Bobby Kennedy, JFK, Martin Luther King, Rosa Parks, Troy Perry and others who dedicated their lives to protect our right to Life, Liberty and Pursuit of Happiness.

    The secret of Happiness is Freedom, and the secret of Freedom is Courage.
    -- Thucydides

    My Blog

    Save at the Gas Pump this summer!

    One of the biggest stories and most talked about subject at the water cooler this week will be what people are paying at the gas pump - especially in California where the price of a gallon i...
    Posted by DebtWiz on Mon, 09 Jun 2008 10:08:00 PST

    Forclosure Marketing - Where is the Compassion?

    Last night I turned the TV on for a few minutes - I had been camping over the weekend with some friends and did not have access to the News or Internet, so I wanted to catch up on News.  Instead,...
    Posted by DebtWiz on Tue, 06 May 2008 01:55:00 PST

    A growing number of Americans find themselves trapped in the Balck Hole of Credit Card Debt

    Do you feel like you were sucked  into the Black Hole of the Credit Card World?  Most Americans today know the feeling all to well and find  that the ladder to climb themselves out...
    Posted by DebtWiz on Sun, 26 Nov 2006 08:18:00 PST