Denise Richardson

"Give Me Back My Credit is a book that every American consumer must read. Denise exposes the truth about how our nation's credit system really works and how our consumer protection rights have slowly, but intentionally been wiped away by corporate greed and government acceptance. In a clear and simple voice, Denise teaches everyone how they can try to protect their rights and how we must collectively fight back to get back our rights and our credit!"Ira Rheingold, Executive Director and General Counsel National Association of Consumer Advocates (NACA)I was born and raised in New England, where I worked for many years as a real estate paralegal handling mortgage closings and all the complexities that come with buying, selling and refinancing homes. I once carried the belief that if I paid my mortgage on time, just as I did my other bills, my credit rating would paint a true and accurate picture of who I was –a hardworking ordinary person who always paid her bills on time.I would soon learn that that belief was just a myth. I also believed that if there were errors on my credit report, all I had to do was provide proof that a debt was paid, or not owed, whichever the case may be, and it would be cleared up.That belief was soon shattered too and that's when I decided to write my story. After an epic 15 year David vs Goliath battle consumed my life -I thought it was time to speak out and use my life experiences to help others.

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