RESIDENTIAL MORTGAGE:With all the confusion in obtaining a home loan today, consumers need professionals to guide them through the mortgage maze. GRU Financial Corp. will strive to get you the best mortgage rate and a loan that will optimize your dollar. Our team of professionals works with a full menu of local and national mortgage lenders from construction to first time home buyer loans. It is this collective effort that enables us to provide you with the most competitive financing available in today's mortgage lending market. Through our relationships with lenders, appraisers, realtors, and PMI companies, we are able to work one-on-one with people that actually care about you and your dreams of home ownership.SBA LOAN PROGRAM: We have been designated as a Preferred Financial services company by SBA lenders to have loans processed more quickly and efficiently than many others. There are number of advantages to an SBA loan, including longer terms, no points and no balloon payments. Who is Eligible for an SBA Loan? Most for-profit small businesses are eligible for an SBA guaranteed loan. This includes manufacturers, wholesale, retail and service businesses as well as independent or franchise businesses.EQUIPMENT LEASING Approval for application only in 24 hours  Leasing is one of the fastest growing ways of acquiring equipment in business today. Recent surveys found that 80% of U.S. businesses, from Fortune 500 to the local family business, lease some portion of their equipment. We can lease virtually any type of equipment, including software and installation.  The monthly lease payment will usually be lower than the payment required by other methods of financing. ACCOUNTS RECEIVABLE FINANCING and FACTORINGGRU Financial is a premier national lender providing financing to small and medium sized businesses nationwide. Unlock the Cash Tied Up in Your Receivables. GRU Financial can provide your company a line of credit that will finance your accounts receivable, inventory and equipment. We can finance profitable companies at very competitive pricing. We also finance companies that are losing money, in bankruptcy or just starting up. We have a solution for everyone.SPECIALTY TRUCK FINANCINGGuaranteed funding for the following equipment: • Fuel Delivery Vehicles • Airport Ground Support Equip. • Aircraft Refuelers • Dump Trucks • Cranes/Crane Trucks • Utility & Bucket Trucks • Waste Trucks • Sewer/Septic Pumper Trucks • Concrete Pump Trucks • Tank Trailers • Concrete Mixer Trucks • Water Well Drilling TrucksCHURCH FINANCINGYour church can be automatically approved for a loan to purchase the equipment you need now.MEDICAL WORKING CAPITAL LOANS Loans ranging from $15,000 to $250,000  Very Competitive Rates  Up to 84 months to Repay  Credit Approval in 48 Hours from Application Submission  Funding Within 5 Days of Receipt of Signed Documents  Programs for Medical Professionals with Damaged CreditCOMMERCIAL BRIDGE LOANSMany times a company is approved for a loan through its bank, or financial institution, but the loan doesn’t close for 4-6 months. During that time we can provide a short-term bridge loan, which will be paid back when the senior loan closes, so your short-term financial needs can be met. We can also provide other types of short-term collateralized loans and can usually close in 10 days or less.DEBT RESTRUCTURINGGrowing companies enter into loan agreements to pay for equipment needed to expand their businesses. Loans have different maturities and in most cases, the companies have built in equity in the equipment. We will pay off all your lenders and refinance all your equipment into one loan. This can result in reduced payments of 30% or more, so your cash flow and bottom line are greatly improved.BUISNESS ACQUISITION FINANCINGGRU Financial is a specialist in providing you with the necessary capital to fund any company you wish to acquire. Services we provide:  Analysis of the purchase price. We determine if the purchase price can be supported based upon the cash flow of the acquired entity.  We do an in depth analysis to determine whether the purchase price is within the standards of the industry.  Financing to purchase the company. We do this by leveraging the existing assets of the company to the maximum amount based upon cash flows available, keeping your cash requirements to a minimum.  We can also provide the equity necessary should there be a cash shortfall between the financing and the cash you are putting into the transaction.