Winlight Financial Freedom - ProfilesArchive

About Me

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Good day!My name is Tom Tompkins. I am just a normal everyday person who is working his way out of the black hole of debt. I don't have any degrees, I am not a well known financial speaker but I am learning alot about how to beat the debtors at their own game. Of course I believe in doing so legally and in a fair and proper manner.However, while I may want to play by the rules that does not mean the financial industry does. In fact the financial industry writes their own rules. After writing their own rules they will re-write their own rules to work against us, the consumer.There are many ways to defeat debt and do so without piling up more debt. Please join me on my journey as I work my way out of debt.Letâ€™s learn together!

My Interests

Sharing the truth about the financial industry. I am also interested in sharing tips and tricks on how to get out of debt without using a service. These services can include bankruptcy attorneys, debt consolidation, etc, etc.

I'd like to meet:

Anybody who wants to get out of debt without consolidating, filing for bankruptcy, making the minimum payment each month, using the "too good to be true" offers.

My Blog

Dont Take No for an Answer

Most people have run into a situation in which their bank account became overdrawn. There can be many different reasons for this. I won't go into detail of what they can be. You probably know what th...
Posted by Winlight Financial Freedom on Tue, 29 Jul 2008 07:11:00 PST

The Number One Reason Why People Are Not Rich PART 1

You may think you know what I am about to say but I am sure many of you will be surprised. I believe the number one reason why many people are not rich is due to impatience. It is alot easier to use ...
Posted by Winlight Financial Freedom on Tue, 22 Jul 2008 07:53:00 PST

What To Do When You Cannot Pay Your Credit Card Bill

Are you at a place where you cannot make a payment? Are you behind on one or more credit card payment? Never fear! You can catch up but be careful. I always tell people to keep the main thing, the ma...
Posted by Winlight Financial Freedom on Tue, 22 Jul 2008 07:43:00 PST

If It Sounds Too Good To Be True

Other than the grace of God, if something sounds too good to be true, it is. I want to discuss a couple o simply ways to avoid losing money. As we all know there are many infomercials on television....
Posted by Winlight Financial Freedom on Mon, 21 Jul 2008 05:57:00 PST

Debt Consolidation

I wanted to take a minute to share some important information concerning debt consolidation. First of all I strongly advise you to keep away from this practice. Why? Two main reasons. First of all y...
Posted by Winlight Financial Freedom on Sat, 19 Jul 2008 07:02:00 PST

12 Months No Interest?? I Think Not!

If you read my blog on debt consolidation you know how important it is to read the fine print. We have all seen the advertisements claiming we can make a purchase and pay zero interest for 12 m...
Posted by Winlight Financial Freedom on Sat, 19 Jul 2008 07:13:00 PST