About Me
Primerica is the leader in the Financial services industry. While other companies are turning their backs on middle income America, we're doing more than ever. "Some firms have quietly stopped serving clients with portfolios of less than $100,000, while others have set the limit at $200,000 or even $250,000." -Investment News, February 27, 2006. We can show you how to eliminate debt, plan for retirement and protect your greatest asset, your earning potential. We offer a FREE financial neeeds analysis. No one else offers this. We teach people to buy term and invest the diffference. "Insurance agents don't like to talk about Term Life because there's very little profit in it for the agent. Agents like to sell Universal Life and Variable Universal Life. Variable Universal Life is a product that packages mutual funds and life insurance as one. Sales people claim you get a tax benefit if you buy both together. The problem is there are massive sales commissions and ongoing costs included that may more than wipe out any tax advantage. For most people it is a bad deal."-Clark Howard, Nationally Syndicated Consumerist and co-author of Get Clark Smart: The Ultimate Guide For The Savvy Consumer, Longstreet Press, 2000. Americas financial crisis. American consumers are spending more than 100% of their after-tax income. That translates to a negative savings rate.
— USA Today, November 22, 2005More than half of Americans worry about financing retirement more than anything else.
— USA Today, March 16, 2006Nearly 60% of American households with children under 18 live paycheck to paycheck.
— CNN Money Web site, March 21, 2006Americans owe $800 billion in credit card debt, averaging a daily balance of $9,000 per household.
— The New York Times, December 11, 2005The average number of bank cards per cardholding household is 19.3 -- typically eight bank cards, eight retail cards and three debit cards.
— CNN Money Web site, October 10, 2005Can Primerica help you? Take this quiz/
