About Me
Serving the Maryland / DC / Virginia /West Virginia / Pennsylvania / Deleware areasLocated in Bel Air MD.410-879-6199Auto
Think of us as your financial airbag.If you own a car, you realize that it's more than just a vehicle of convenience. It gets you where you want to go and how you want to get there. It moves your stuff and plays your music or gives you the news as you travel along the highways and byways. In no time at all, your car really becomes a part of who you are. Don't think so? Think of getting along without it. Something that special needs to be protected properly. That's why we offer affordable, flexible auto insurance for nearly any situation involving you and your car. Whether you own or lease, have a great driving record or a not-so-perfect one, we have a policy for you.Plus, we can help you protect your motorcycle, your recreational vehicle, your boat or any other means of transportation you use to get around.Protection for your carAny time your vehicle is damaged, paying for the repairs should not be a source of worry. You need quality repairs for your vehicle. You need it returned as quickly as possibly. And you need transportation while it's being fixed. That's why Marcus Ngo & Associates is dedicated to handling all the details. Whether it's arranging repairs at a reputable shop or getting you a rental vehicle so you don't miss any work, we help keep your life on track.Damage To Your CarComprehensive Coverage Collision Coverage Towing and Labor CoverageProtection for you and othersAccidents happen. And they often involve more than one car and one person. Not knowing where the money will come from for property damage and injury costs can make an already stressful situation even worse. At Marcus Ngo & Associates, we want you to be prepared. So if a neighbor's SUV is damaged or a passenger in your car is injured, you want to be confident that it will be covered.Damage Or Injury to OthersVehicle Liability Coverage Medical Expense Coverage Uninsured and Underinsured Motorist CoverageCall us for a complimentary consultation and free quote.301-637-6070Property
We know how hard you worked for what you have, and how important family and your property are.Whether you just bought a new house, a big screen TV, or you just signed the dotted line on what will soon be the home of your latest business endeavor, you’ll want to make sure that your latest investment is properly protected.That’s why our agency offers great coverage that can be customized to meet your unique needs, no matter what they are. If it’s a house, condo, apartment, business property or just your belongings…we’ve got you covered.Nobody can predict what the future will hold, but you can be ready for whatever comes with the right property coverage.Homeowner's & Condominium Insurance Home sweet homeProtect your home and propertyDamage to your home can cause major hassles. If a leaking roof or broken window isn't fixed promptly, even more costly damage could occur. And while you can't predict accidents or mother nature, you can be prepared. Nationwide offers a number of coverage options to protect your home and personal property. Whether it's damage caused by weather, faulty appliances, vandals or other accidents, we'll take care of you, your house and your belongings quickly and effectively. Our coverages can protect against:Fire and Lighting Windstorm and Hail Explosion Riot and Civil Commotion Aircrafts Vehicles Smoke Damage Vandalism and Malicious Mischief Theft On or Off Premises Falling Objects Weight of Ice or Snow Accidental Overflow of Water from Plumbing Accidental Electrical Damage to Appliances Damage by FreezingProtect yourself and othersAccidents that occur on your property can also cause injury to family members and others, or damage the property of others. We offer coverages to protect you against the high costs and hassles this could cause. Knowing that you're covered in these situations can help ease the anxiety they often create.Nationwide coverage can include:Personal liability coverage that protects you and your spouse, any relatives living with you, and anyone under age 21 in your care Protection against claims you're legally obligated to pay - bodily injury, sickness, disease and death of others Paying the costs of defending a claim against you Damage to property of others Medical expenses of others Accidental death benefitsTenant Insurance Created specifically for people who rentJust in caseUsually, when people think about tenant insurance, they think about replacing a TV or computer if they were stolen. But if there's fire that destroys the entire building, would you have the money to replace everything you own? With our policies, we help make sure you and your personal property are protected from such events as:Fire and Lightning Vandalism Glass Breakage Windstorm and Hail Theft at Residence Smoke Falling ObjectsAccidental Electrical Damage to AppliancesNo matter whatOur renters coverage is inexpensive and goes beyond simply replacing your "stuff." Loss of Use Coverage will help you pay to stay in a hotel if you're forced out of your home due to covered loss. And our Credit Card, Counterfeit Money, and Forgery Coverage can help pay for theft or unauthorized use. You can also add more coverage for certain high-value property, including:Jewelry/Watches/Furs Guns Silverware/Goldware/Pewterware Money/Coins/Gold Important PapersLife
Have you ever suffered a sleepless night worrying about what would happen after you're gone?
Thinking about your own mortality isn't easy, but sooner or later we all have to plan for the inevitable so we know that our loved ones won't suffer devastating financial consequences. You've taken the first step by coming here to learn about how our agency can help.There's more to life insurance than you may know...The main purpose of life insurance is to protect your loved ones or business from financial repercussions in the event of your death. It does that...and so much more.You can choose a pure protection policy that gives a death benefit in exchange for a premium. Or, you can choose a policy that accumulates value over time – either at a fixed rate or based on market returns of variable investment options you select. Accumulated cash value can be accessed through policy loans and partial surrenders. However, any outstanding loan balance or partial surrender will reduce the payable death benefit.Investments & Retirement
You've worked hard for everything you have. Trust us to help with your financial plansNever invest your money in anything that eats or needs repainting -- so said Billy Rose, lyricist and theatrical producer.Now, if you're looking for serious information about making the most of your money and investment opportunities, you've come to the right place. Nationwide is one of the largest financial services companies in the world with more than $149 billion in total assets under management as of 12/31/2004.So, whether you're starting your first job, or getting ready for retirement, you can count on us for investment products and services that fit your needs. We offer many types of products to help you meet your goals, including annuities, IRAs and life insurance.Investment products offered are not FDIC-insured, may lose value, have no bank guarantee.Life insurance and annuities are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, OH. The general distributor for variable products is Nationwide Investment Services Corporation, member NASD (in MI only: Nationwide Investment Svcs. Corporation)Business
You're dedicated to doing a good job, serving your customers and working hard to succeed. At Marcus Ngo & Associates, we share the same principles. Our associates serve you with honesty, integrity, and creativity – actively seeking the best investment, retirement, and insurance solutions for your business.We take time to analyze your business and your needs to customize your insurance plan – drawing from a full range of options to protect your business property, auto/fleet, people, and income, and to protect you from liability. We offer specific coverage options for contractors, agribusiness and farm operations.We protect more than your property with a variety of retirement and investment options to attract and retain employees.
