Whats up? My name is James. I am 21 years old and I graduated from Sickles high school in 2004. I just recently got into loan consolidation, it's just another stepping stone to the big goal! I believe everything happens for a reason, wether you can see it right then and there or not. I'm a really bad liar, so in turn I'm brutally honest. I truly believe that nice guy's will always finish last. Actually, I'm not so sure that last one's true anymore...I hate pretending and being fake towards people. I'm not too picky, but I can be complicated at times. My girlfriend is one of the most amazing and beautiful women you will ever meet. Next to her, all the others can't even compare. She means everything, the world, and MORE to me. I really am one of the luckiest guys on earth. I'm really a pretty easy going guy. I was always taught that you can count your REAL friends on one hand...boy isn't that the truth. Hell, I don't even need all five fingers...Feel free to ask me anything else.