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I am here for Friends

About Me

Hi, my name is Pammila and I am from Galesburg, Illinois. I like listening to music and watching tv. I have time to pursue my hobby of teaching people about credit. I use to work for a credit bureau so I can help people with credit reporting questions.Please be sure to check out my blogs and message me if you have any question.

My Blog

Haiti Earthquake Victims Need Help Please!

Here is various sources for helping Haiti Victims:clintonfoundation.org/haitiearthquakeText "Haiti" to 20222 for $10 donation.whitehouse.orgbbb.org/charityguidestar.orgcharityna vigator.orgcnn.com/impa...
Posted by on Fri, 15 Jan 2010 11:39:00 GMT

Recommended web site

For those that want assistance with credit repair, you can message me or visit me at http://www.cardratings.com/forum/index.phppammilaallen@live. com309-883-3090You can call or message any time. And I ...
Posted by on Sat, 11 Apr 2009 06:48:00 GMT

Things to consider if you settle on a debt

Debt Settlement is not a bad deal, if you know a debt is yours, and you have taken the steps to obtain and review billing information to insure that all charges are correct. A few important things to...
Posted by on Tue, 04 Nov 2008 17:29:00 GMT

Dealing with ID Theft

New changes in the FCRA (Fair Credit Reporting Act) regarding identity theft are presented here.  Further detailed information can be found at the Federal Trade Commission site, http://www.ftc.go...
Posted by on Tue, 28 Oct 2008 13:04:00 GMT

Ordering Credit Reports

There are three major credit reporting agencies Experian, Equifax, and TransUnion. And there is a fourth one called Innovis which is fairly new compared to the other three.   Consumers are now ab...
Posted by on Wed, 20 Sep 2006 09:36:00 GMT

Disputing with the Credit Reporting Agencies

TransUnion Consumer Solutions PO Box 2000 Chester PA, 19022-2000 * Note if you don't know which address to use then look up your state at this link: http://www.transunion.com/content/page.jsp?id=/pers...
Posted by on Wed, 20 Sep 2006 09:33:00 GMT

Bankruptcy and Credit

If you are planning to file Bankruptcy but have not done so yet. Then please take time and don't rush the porcess - it is more important to insure that you cover all of your bases then to make a mista...
Posted by on Sat, 16 Sep 2006 12:30:00 GMT

Dealing with Divorce and Credit

This is a hard one, no doubt about it the toll that it takes on a persons credit reporting sometimes results in one or both spouses having to later file bankruptcy unfortunately.   It is so impor...
Posted by on Sat, 16 Sep 2006 12:15:00 GMT

Credit Counseling & Debt Settlement

By all means first try calling your creditors to negotiate for hardship programs and reduced interest rates. If you so choose to go with a CCCS programs, then be aware of these possibilities and cover...
Posted by on Sat, 16 Sep 2006 12:14:00 GMT

Credit Scoring 101

The basics mixed with notes: * About 35% affects Payment History period of time the account has been active, weather paying as agreed, late, collection or charged off. The older the derogatory inform...
Posted by on Sat, 16 Sep 2006 12:12:00 GMT